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Banks must verify customer creditworthiness via Al Etihad before issuing cheque books

The Central Bank of UAE (CBUAE) has mandated that all banks assess customer credit worthiness through Al Etihad Credit Bureau before issuing cheque books. This requirement applies to all UAE banks and their retail and commercial customers. Banks must implement this verification process immediately; customers seeking cheque books should expect credit checks as part of the application.

The analysis — automated & source-checked

Applies to
Financial services · UAE
What to do
Banks must integrate Al Etihad Credit Bureau verification into cheque book issuance workflows. Customers applying for cheque books must consent to credit assessment.

Source

“The Central Bank of UAE (CBUAE) has mandated that all banks assess customer credit worthiness through Al Etihad Credit Bureau before issuing cheque books.”

— Central Bank of UAE, 10 Jun 2026

Source: Central Bank of UAE — official 10 Jun 2026 Read the original ↗ More from Central Bank of UAE →

This is a plain-language summary, not legal advice. For your specific situation, consult a UAE-qualified professional and the original source.

Quick answers

What do I need to do?

Banks must integrate Al Etihad Credit Bureau verification into cheque book issuance workflows. Customers applying for cheque books must consent to credit assessment.

Who issued this?

Central Bank of UAE (UAE).

When was it announced?

10 Jun 2026.

Where can I read the original?

Read the original at Central Bank of UAE: https://www.centralbank.ae/en/news-and-publications/news-and-insights/press-release/banks-to-assess-credit-worthiness-of-customers-with-al-etihad-credit-bureau-before-issuing-cheque-books/

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