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Central Bank issues AI governance guidance for financial institutions — banks and fintech — implementation timeline TBD

The Central Bank of the UAE (CBUAE) has issued a guidance note setting standards for responsible use of artificial intelligence in the financial sector, covering consumer protection and risk management. The guidance applies to all licensed banks, fintech firms, and other financial service providers operating under CBUAE supervision.

The analysis — automated & source-checked

Applies to
Financial services · UAE
What to do
Review current AI deployments (chatbots, credit decisioning, fraud detection, etc.) against CBUAE guidance; establish or update AI governance policies, testing protocols, and consumer disclosure; prepare for potential compliance audits.

Source

“The Central Bank of the UAE (CBUAE) has issued a guidance note setting standards for responsible use of artificial intelligence in the financial sector, covering consumer protection and risk management.”

— Central Bank of UAE, 23 Feb 2026

Source: Central Bank of UAE — official 23 Feb 2026 Read the original ↗ More from Central Bank of UAE →

This is a plain-language summary, not legal advice. For your specific situation, consult a UAE-qualified professional and the original source.

Quick answers

What do I need to do?

Review current AI deployments (chatbots, credit decisioning, fraud detection, etc.) against CBUAE guidance; establish or update AI governance policies, testing protocols, and consumer disclosure; prepare for potential compliance audits.

Who issued this?

Central Bank of UAE (UAE).

When was it announced?

23 Feb 2026.

Where can I read the original?

Read the original at Central Bank of UAE: https://www.centralbank.ae/en/news-and-publications/news-and-insights/press-release/cbuae-issues-guidance-note-to-protect-consumers-and-ensure-responsible-use-of-artificial-intelligence-in-the-financial-sector/

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