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Central Bank permits six-month deferral of personal and car loan installments — all banks and finance companies — immediate

The Central Bank of UAE (CBUAE) has authorized banks and finance companies to defer personal and car loan installments for up to six months in response to severe weather impacts. This relief applies to affected borrowers across the UAE. Eligible customers should contact their lender immediately to request deferral; no automatic application.

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Applies to
Financial services · UAE
What to do
If you hold a personal or car loan and have been affected by the weather event, contact your bank or finance company to request a deferral. Provide evidence of impact if required. Confirm the deferral terms in writing before the first missed payment.

The CBUAE issued guidance permitting financial institutions to offer payment relief on personal and vehicle loans for borrowers affected by recent weather conditions. The deferral window extends to six months, allowing customers to manage cash flow during recovery. Banks and finance companies retain discretion on approval but are encouraged to work with affected clients.

Source

Source: Central Bank of UAE — official 22 Apr 2024 Read the original ↗ More from Central Bank of UAE →

This is a plain-language summary, not legal advice. For your specific situation, consult a UAE-qualified professional and the original source.

Quick answers

What do I need to do?

If you hold a personal or car loan and have been affected by the weather event, contact your bank or finance company to request a deferral. Provide evidence of impact if required. Confirm the deferral terms in writing before the first missed payment.

Who issued this?

Central Bank of UAE (UAE).

When was it announced?

22 Apr 2024.

Where can I read the original?

Read the original at Central Bank of UAE: https://www.centralbank.ae/en/news-and-publications/news-and-insights/press-release/the-central-bank-banks-finance-companies-may-defer-personal-and-car-loans-installments-for-six-months-to-overcome-the-repercussions-of-the-weather-condition/

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