Etihad Credit Bureau adds pension and Nafis data to individual credit reports

Etihad Credit Bureau has integrated verified data from the General Pension and Social Security Authority (GPSSA) and Nafis into its credit information products. The digital integration aims to establish a comprehensive ecosystem for the flow of financial, credit, and government support data. By incorporating pension income and eligible Nafis support alongside salary information, the updates may positively influence the assessment of an individual's Income Utilization Ratio (IUR), potentially improving access for eligible individuals to a broader range of financial products and credit facilities. Financial institutions will now form a more complete view of an individual's steady financial income and make better-informed credit decisions. The collaboration leverages data exchange and analytics aligned with national priorities while adhering to the highest standards of data security and transparency.