GPSSA clarifies optional pension contribution for unpaid leave

The General Pension and Social Security Authority (GPSSA) has clarified that insured Emiratis can maintain their pension coverage during approved unpaid leave through its optional contribution scheme under Federal Decree-Law No. 57 of 2023 on Pension and Social Security. Acting as a continuous financial shield, this policy guarantees that periods spent caring for children or studying count 100 percent toward milestone years of service. This flexibility is legally backed by Article (38), Paragraph (7) of Federal Decree-Law No. (57) of 2023 on Pension and Social Security. Under this law, employees can keep their insurance active by paying the total monthly contribution amount, covering both the employee share and the employer’s share. The scheme is available to insured Emiratis covered by Federal Decree-Law No. 57 of 2023 who are granted approved unpaid leave for postgraduate studies or working mothers granted approved unpaid leave to care for their children. To take advantage, employees must first seek formal approval for unpaid leave from their employer and submit the application on time. Contributions are collected through direct debit from the registered bank account.